.vbm-page{--vbm-edge:var(--pd-hair-strong,#16202b)}.vbm-band{background:var(--pd-warm);border-bottom:1px solid var(--pd-hair,#16202b29);margin-top:80px}@media (width>=900px){.vbm-band{margin-top:96px}}.vbm-band__row{justify-content:space-between;align-items:center;gap:12px;min-height:56px;display:flex}.vbm-band__now{color:var(--pd-ink);text-align:center;font-size:.9375rem;font-weight:700}.vbm-band__link{min-width:44px;min-height:44px;color:var(--pd-ink);white-space:nowrap;align-items:center;gap:6px;font-size:.9375rem;font-weight:600;text-decoration:none;display:inline-flex}.vbm-band__link:hover{text-decoration:underline}.vbm-band__link:focus-visible,.vbm-card:focus-visible,.vbm-crumbs a:focus-visible{outline:3px solid var(--pd-focus,#1f1c52);outline-offset:2px}.vbm-band__link--off{color:var(--pd-secondary);cursor:default}.vbm-band__link--off:hover{text-decoration:none}@media (width<=560px){.vbm-band__row{flex-wrap:wrap;justify-content:center;padding-block:6px}.vbm-band__now{flex-basis:100%;order:-1}.vbm-band__link{flex:1 1 0}.vbm-band__link:last-child{justify-content:flex-end}}.vbm-head{padding-bottom:clamp(32px,4vw,48px)}.vbm-crumbs ol{color:var(--pd-secondary);flex-wrap:wrap;align-items:center;gap:4px 0;margin:0 0 20px;padding:0;font-size:.875rem;list-style:none;display:flex}.vbm-crumbs li+li:before{content:"›";color:var(--pd-secondary);margin-inline:8px}.vbm-crumbs a{color:var(--pd-ink);text-underline-offset:3px;text-decoration:underline}.vbm-crumbs [aria-current=page]{color:var(--pd-secondary)}.vbm-h1{letter-spacing:-.03em;color:var(--pd-ink);text-wrap:balance;margin:0 0 16px;font-size:clamp(1.875rem,4.6vw,3rem);font-weight:800;line-height:1.12}.vbm-dek{max-width:62ch;color:var(--pd-secondary);margin:0 0 16px;font-size:clamp(1.0625rem,1.6vw,1.25rem);line-height:1.5}.vbm-byline{color:var(--pd-secondary);flex-wrap:wrap;margin:0 0 28px;font-size:.9375rem;line-height:1.6;display:flex}.vbm-byline__part{align-items:center;display:inline-flex}.vbm-byline__dot{margin-inline:8px}@media (width<=560px){.vbm-byline{column-gap:16px}.vbm-byline__dot{display:none}}.vbm-byline__verified{color:var(--pd-yes);align-items:center;gap:6px;font-weight:600;display:inline-flex}.vbm-takeaways{background:var(--pd-surface);border:2px solid var(--pd-ink);border-radius:12px;padding:clamp(20px,3vw,28px)}.vbm-takeaways__title{letter-spacing:-.01em;color:var(--pd-ink);margin:0 0 12px;font-size:1.125rem;font-weight:800}.vbm-takeaways__list{color:var(--pd-ink);gap:10px;margin:0;padding-left:1.25rem;font-size:1rem;line-height:1.55;display:grid}.vbm-takeaways__chart{border-top:1px solid var(--pd-hair,#16202b29);color:var(--pd-yes);align-items:flex-start;gap:8px;margin:18px 0 0;padding-top:16px;font-weight:700;line-height:1.45;display:flex}.vbm-takeaways__chart iconify-icon{flex:none;margin-top:2px}.vbm-strip{padding-block:clamp(28px,3.5vw,40px)}.vbm-strip__row{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px 32px;display:flex}.vbm-strip__text{flex:320px;min-width:0}.vbm-strip__title{letter-spacing:-.02em;color:#fff;margin:0 0 6px;font-size:clamp(1.375rem,2.6vw,1.875rem);font-weight:800;line-height:1.2}.vbm-strip__note{max-width:56ch;color:var(--pd-on-ink-mute,#d5dce3);margin:0;line-height:1.5}.vbm-rule-note{background:var(--pd-surface);border:2px solid var(--pd-ink);color:var(--pd-ink);border-radius:10px;margin:16px 0 0;padding:12px 16px;font-weight:600;line-height:1.5}.vbm-page .bpp-table-wrap,.vbm-page .pd-table-wrap{max-width:100%;overflow-x:auto}.vbm-page .pd-table-nudge{display:none}.vbm-page .vbm-faq{color:var(--pd-ink);font-size:1rem}.vbm-page .vbm-faq h3{font-size:1.125rem;line-height:1.35}.vbm-page .vbm-faq p{max-width:68ch;color:var(--pd-ink);font-size:1rem;line-height:1.6}.vbm-page #charts .tpp-table-section{margin-top:clamp(24px,3vw,32px)}.vbm-page .vbm-changes{margin-top:24px;padding-top:24px}.vbm-page .vbm-changes .pd-table-scroll{margin-top:0}.vbm-page .pd-table-hint{margin-left:0;padding-left:0}.vbm-foot__grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.vbm-card{background:var(--pd-surface);border:2px solid var(--pd-ink);min-height:96px;color:var(--pd-ink);transition:background-color var(--pd-hover-dur,.16s) var(--pd-hover-ease,ease-out);border-radius:12px;flex-direction:column;gap:8px;padding:18px 20px;text-decoration:none;display:flex}a.vbm-card:hover{background:var(--pd-warm)}.vbm-card__label{align-items:center;gap:6px;font-size:1rem;font-weight:800;display:inline-flex}.vbm-card__text{color:var(--pd-secondary);font-size:.9375rem;line-height:1.45}.vbm-card--next{text-align:right;align-items:flex-end}.vbm-card--off{border-style:dashed;border-color:var(--pd-hair-strong,#94a3b8);cursor:default;background:0 0}.vbm-card--off .vbm-card__label{color:var(--pd-secondary)}@media (width<=720px){.vbm-foot__grid{grid-template-columns:1fr}.vbm-card--next{text-align:left;align-items:flex-start}}@media (prefers-reduced-motion:reduce){.vbm-card{transition:none}}