Free I-485 / I-864 tool
Green Card Sponsor Income Calculator: do you earn enough to sponsor your relative?
See whether your income is high enough to sponsor a family member for a green card. You file Form I-864 with the green card application, Form I-485, and the income requirement is the same whether your relative is already in the United States or applying from abroad.
- Free to use
- 2026 I-864P figures
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The calculator
Tell us about your household.
Where you stand
Updated as you type, based on the current USCIS I-864P income table.
Waiting on you
Set your household details on the left, then enter your annual income. The answer updates as you type.
Where it fits
The Affidavit of Support is part of the green card application.
Many people treat Form I-864 as a side document. It is not. USCIS weighs it when it decides the green card application itself, and a case can fail on it alone.
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First, the petition
Form I-130 proves the family relationship is real. It says nothing about money, and approval does not mean the green card is coming.
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Then, the green card application
Form I-485 is where your relative actually asks for the green card, if they are already in the United States. This is the stage where you file the Affidavit of Support, in the same package.
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The income test decides it
Under INA 212(a)(4), USCIS can refuse an immigrant who is likely to need public benefits. A sufficient Form I-864 is the main way to answer that. If your income falls short and nothing makes up the difference, USCIS can deny the green card application even after approving the petition.
If your relative is outside the United States, the steps are the same, but the affidavit goes to the National Visa Center before their consular interview instead of going in with Form I-485. The income requirement itself does not change.
The income test
How the Affidavit of Support income test works
When you sponsor a family member for a green card, you promise to support them financially so they will not need public benefits. To back that promise, USCIS asks you to show a minimum income for your household size, and it publishes the exact figures every year on Form I-864P.
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Where the line comes from
The requirement is 125% of the Federal Poverty Guidelines for your household size, published by USCIS each year on Form I-864P. Bigger households need more income. Alaska and Hawaii have their own higher tables. Active-duty sponsors petitioning for a spouse or child only need to reach 100%.
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Who counts in your household
Your household size is you, your spouse, your dependent children, anyone else you claim as a dependent, and the relative or relatives you are sponsoring. A bigger household raises the income you need, so count carefully. The intending immigrant is always included even if they do not live with you yet.
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If your income is short
You are not stuck. A joint sponsor can file their own I-864 using their income, a relative in your home can add their income on Form I-864A, or you can use savings and property. Assets generally need to be worth five times the gap, or three times if a U.S. citizen is sponsoring a spouse or child.
Both routes
Same income line either way.
The same income test applies on both routes. If your relative is already in the United States, the I-864 is filed with their green card application (Form I-485). If they are abroad, it goes to the National Visa Center before their consular interview. Either way, the income line is identical.
Questions
Common questions.
Yes. For adjustment of status, the sponsor's Form I-864 goes in the same package as the immigrant's Form I-485. USCIS reviews them together, and it can deny a green card application when the Affidavit of Support is insufficient.
Low income does not end the case by itself, but you do need to fix it before USCIS makes a decision. You can add a joint sponsor who meets the requirement on their own income, add a household member's income on Form I-864A, or use assets. If none of that is in place, USCIS can refuse the green card application under INA 212(a)(4).
Not for adjustment of status. The Affidavit of Support goes in the same package as the green card application, and USCIS charges no separate fee for it. Consular cases work differently: the affidavit goes to the National Visa Center ahead of the interview, and the case has a review fee. If you prepare the case with Immiva you do not have to decide any of this: your answers tell us whether your category needs Form I-864, and if it does, we add it to your packet and prepare it alongside Form I-485.
You generally need a household income at or above 125% of the Federal Poverty Guidelines for your household size, which USCIS publishes every year on Form I-864P. The exact dollar figure depends on how many people are in your household and whether you live in Alaska, Hawaii, or anywhere else. Enter your details in the calculator above to see the current number for your situation.
Count yourself, your spouse, your dependent children, anyone else you list as a dependent on your taxes, and every relative you are sponsoring on this affidavit. If you have sponsored other immigrants before and that obligation has not ended, include them too. A larger household raises the income you need, so it pays to count accurately.
A low income does not end your case. You have three common ways to make up the difference: bring in a joint sponsor who meets the requirement on their own income and files a separate I-864, add the income of a household member who signs Form I-864A, or use significant assets such as savings or property equity. The calculator shows how big the gap is and how much in assets it would take to close it.
Yes. Assets you could convert to cash within a year, like bank balances, stocks, or the equity in a home, can fill an income gap. As a rule, the assets must be worth five times the shortfall between your income and the requirement. That multiple drops to three times when a U.S. citizen sponsors a spouse or a child. The immigrant's own qualifying assets can count as well.
It does. The Affidavit of Support is required whether your relative adjusts status inside the United States or gets their immigrant visa at a consulate abroad. For consular cases, the I-864 goes to the National Visa Center before the interview. The income line is exactly the same on both paths, which is why this calculator works for sponsors of immigrants who are still overseas.
Yes. If you are on active duty in the U.S. Armed Forces and you are sponsoring your own spouse or child, you only need to meet 100% of the Federal Poverty Guidelines instead of the usual 125%. Set the active-duty question to yes in the calculator and it switches to the lower line automatically.
When the Affidavit of Support is filed together with a green card application (Form I-485) inside the United States, there is no separate USCIS fee for it. For consular processing, the National Visa Center charges a $120 Affidavit of Support review fee, paid once for the case. Neither fee can be covered by a fee waiver.
Immiva's $249 fee covers I-485 adjustment-of-status preparation, including Form I-864 when it applies. Government filing fees are separate.
Ready to sponsor your relative?
Once your income clears the line, the next step is the green card application, Form I-485, with the Affidavit of Support filed alongside it. Immiva guides the whole family case, step by step, for $249, far less than most attorneys charge.
Not sure the green card application is your next move, or you still need to file the petition first? Our free eligibility checker points you to the right path in a couple of minutes.
This calculator is a self-screening tool, not legal advice or a guarantee. Income thresholds come from USCIS Form I-864P and can change each year, and the final decision on whether your affidavit is sufficient rests with USCIS or the consular officer. For advice on your specific case, talk to a qualified immigration attorney.